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How exactly to Acess Opay Financing (Okash Mortgage) – All you need to Learn

How exactly to Acess Opay Financing (Okash Mortgage) – All you need to Learn

Borrowing from the bank cash in Nigeria is not difficult, thanks to the growth out of online loan companies nowadays. These companies render brief, short-identity funds due to their people rather than requesting any equity. These days, you can easily accessibility student loan when you look at the Nigeria, pay day loan, etc.

About Opay

Centered from the web sites large Opera, OPay are a cellular-founded system that gives extremely important properties such as for example payment, industrial transport attributes, as well as buying deliveries, and others.

OPay is short for Opera Pay. It is a comprehensive on the web percentage platform which allows one bring away a host of transactions. It were to acquire airtime, to order studies, subscribing to Pay tv, using electric bills, hailing a rider with OCar and you can OTrike, dinner birth that have OFood, going money, delivering and receiving fee having QR, capital which have OWealth, credit features that have OKash financing, capital their gambling account, listing your merchandise and you may qualities that have OList and you will building an on-line presence having OLeads.

Opay Mortgage Application Feedback (Okash Loan)

Okash loan was financing app inside Nigeria about OPay class. Using this type of program, you can purchase financing within the Nigeria any moment inside times.


  1. Quick and safer running away from loan costs
  2. No equity and you may put standards.
  3. Effortless indication-upwards procedure
  4. They offer incentives such as for instance bonuses from time to time.
  5. You are able to do the whole process on the web on your own portable. You don’t have to pay a physical go to.


  1. Privacy inquiries
  2. Cost of mortgage installment are highest. There are other lesser choices
  3. Finance are for small-identity
  4. It has got an optimum count you might borrow.

How-to Borrow funds away from Opay

Step one is to obtain the new OKash financing mobile application. Unlock a free account and you can complete the required advice; it takes below five full minutes accomplish brand new registration. You will get a visit otherwise text selection for confirmation.

Sign up for a loan towards app, browse the Terms and conditions and look away into the appeal rates in addition to fees big date. If you’re okay to the following the in the list above, confirm the loan consult, and you may obtain the currency within a few minutes.

Limit or Lowest Count You could Use

The maximum amount you can apply for at any given time on OKash is N50,000. You can apply for loans as low as N3000.

Opay Mortgage (Okash Mortgage) Requirements

The necessity to have applying for an enthusiastic OPay mortgage is not difficult. The mortgage provider purpose all Nigerians and has no people strict standards the average Nigerian is not able to borrow.

Opay Loan (Okash Financing) Rate of interest

The daily interest rate is between 0.1% to 1%, while the annual interest rate is between 36.5% and 360%. Apart from this, you will have to pay an origination fee with your loan ranging from N1299 to N6000. The duration of the loan is 91 days for the shortest tenure and 365 days for the longest tenure.

How exactly to Repay Opay Financing (Okash Loan)

It is very important observe that the platform uses a program you to definitely automatically debits your finances after you mortgage repayment arrives. Thus that you don’t really need to go through the new actions in the above list as long as you have enough harmony in your membership.

Opay Financing USSD Password

The fresh new Opay USSD code was *955#. That it work when you curently have an account composed toward program. The new code offers a smooth feel while making transactions on your account.

OKash (a part away from OPay) was a reputable mortgage supplier that provides short fund in the Nigeria. Making an application for a loan toward application is not difficult. You earn they disbursed into your account within a few minutes.

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